Evaluate: Citi Simplicity Credit score Card


0% introductory APR for 21 months on stability transfers: One of many longest introductory intervals on stability transfers we have come throughout, you may get a 0% intro APR on the stability transferred for a full 21 months, which suggests you’ll have nearly two years to repay your stability.

0% introductory APR for 12 months on purchases: You may additionally get a 0% intro APR on new purchases for the primary 12 months. This can be a useful perk in case you plan on shopping for something with the cardboard.

Select your cost due date: Just a little flexibility can go a good distance relating to managing your funds. The cardboard allows you to select from any obtainable cost date, whether or not it is at first, center, or finish of the month. That manner, you’ll be able to arrange computerized funds which can be aligned along with your paycheck.

No late charges: One of the vital distinctive perks is that there are not any late charges, ever. Whilst you ought to at all times pay your invoice on time, as a result of late funds can nonetheless have an effect on your credit score, it is good to know that you simply will not be charged in case you do slip up and miss a cost.

No penalty APR: Should you miss some funds, most bank cards will improve your rate of interest to their penalty APR. Citi® Simplicity® Card by no means costs a penalty price, so your APR is not susceptible to rising as a consequence of late funds.

No annual payment: This card comes with no annual payment, which is a vital function in case your objective is to repay debt.


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